Terms of service

Terms of Service

Welcome to michaeladurney.com (the “Website”), operated by Michael A. Durney (“we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Website.


1. Use of the Website

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Website.

You must not:

  • Use the Website for fraudulent or unlawful activities

  • Attempt to gain unauthorized access to the Website

  • Distribute harmful software or malicious code

  • Copy or misuse website content without permission

We reserve the right to suspend or terminate access to users who violate these Terms.


2. Intellectual Property

All content on this Website, including but not limited to:

  • Books

  • Text and blog posts

  • Graphics and images

  • Logos and branding

  • Website design

is the intellectual property of Michael A. Durney unless otherwise stated and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, modify, or commercially exploit any content without prior written permission.


3. Purchases and Payments

If products (such as books or merchandise) are sold through the Website:

  • All prices are listed in the applicable currency.

  • Payment must be completed before orders are processed.

  • We reserve the right to refuse or cancel any order at our discretion.

Returns and refunds are governed by our Return & Refund Policy.


4. Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or policies of those external websites. Accessing third-party links is at your own risk.


5. Email Communications

If you subscribe to updates or newsletters, you consent to receive emails from us. You may unsubscribe at any time using the link provided in the email.

We will not sell or share your email address with third parties without your consent.


6. Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis. We make no warranties or representations regarding:

  • The accuracy or completeness of content

  • Continuous availability of the Website

  • Freedom from errors, viruses, or interruptions

Your use of the Website is at your own risk.


7. Limitation of Liability

To the fullest extent permitted by law, Michael A. Durney shall not be liable for any indirect, incidental, consequential, or special damages arising out of or related to your use of the Website.


8. Indemnification

You agree to indemnify and hold harmless Michael A. Durney from any claims, damages, or expenses arising from your misuse of the Website or violation of these Terms.


9. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will become effective immediately upon posting on this page. Continued use of the Website constitutes acceptance of any changes.


10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of [Insert Country/State], without regard to conflict of law principles.


11. Contact Information

If you have any questions about these Terms, please contact us via email: michaeladurney@gmail.com